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Medical Insurance |  |
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Medical Insurance truly protects your health and lets you enjoy your life without worry
Bank of Communications introduces you with the most suitable, comprehensive medical insurance and hospital cash insurance. The said insurance also provides the life protection as well to give you more comprehensive coverage.
- Refundable hospital Income Plan
The paid premium will be refunded regardless the claim-record. - MediSaver Plan
With protection up to the age 100 of the insured and two selections in premium payment period. - Healthy Life Insurance Protector
Comprehensive protection includes life and cancer protection.
Refundable hospital Income Plan
Features
- 10 Years protection. Offers four options for the daily hospital cash benefit including HKD$250/$400/$550/$700.
- Guarantee 100% of the total annual premium paid will be refunded at the maturity of policy regardless any claims have been made.
- You can freely use the daily hospitality cash compensation.
- Additional life and accidental death compensation.
MediSaver Plan
Features
- Protection up to age 100 of the insured.
- Two selections in premium payment period (15 years/20 years)
- Extra medical savings bonus will be paid at the end of every 5-year period.
- Comprehensive medical protection, including hospital expense benefit, surgical expense benefit, daily hospital cash benefit, pre/post hospitalization outpatient benefit etc.
- Additional life protection.
Healthy Life Insurance Protector
Features
- 3 years premium payment with 10 years protection.
- Comprehensive coverage includes cancer protection and life protection.
- Upon the policy maturity, the total premium paid will be refunded. 10% of total premium paid will be given as an on top bonus.
For enquiries, please visit any of our branch and sub-branches or call our customer service hotline.
Note:
- All policy dividends, the interest rate of accumulated dividend and maturity dividend are non-guaranteed.
- "Refundable hospital Income Plan" and "MediSaver Plan" are underwritten by ING Life Insurance Company (Bermuda) Limited. Bank of Communications Co., Ltd. Hong Kong Branch is an appointed insurance agent of ING Life Insurance Company (Bermuda) Limited.
- "Healthy Life Insurance Protector" is underwritten by China Life Insurance (Overseas) Co. Ltd. Bank of Communications Co., Ltd. Hong Kong Branch is an appointed insurance agent of China Life Insurance (Overseas) Co. Ltd.
- The above information is for reference only. For the detailed terms & conditions and exclusions, please refer to the full wording of the policy provisions of the related insurance plan.
- The age of insured mentioned in "Refundable hospital Income Plan" and "MediSaver Plan" refers to the age of the insured at the next birthday.